..................Kasih Tercipta................

Satu Rintihan Seorang Insan.......

Fixed Expenditure
Rental = RM260
Study Loan =RM450
Car Loan=Rm420
Parent=RM200
TOTAL=RM1330


Future Plan Expenditure
Saving/Emergency=RM200
Insurance=RM170+RM86=RM256
TOTAL=RM456


Monthly Expenditure

Phone Bill=RM100
TnGO=Rm100
Parking=RM60
Fitness=RM155
Petrol=RM350/2(share)=RM 175
F&B=RM12x30=RM360
Entertainment=RM100
Shopping=none
TOTAL=RM 1050

GRAND TOTAL=RM2836(exceeding the salary received)

So, the conclusion is.............................................................................
1)prioritize your need.
2)Cut off whatever expenditure that is not important, as for now;
- no saving to cope with monthly expenditure
- freeze Fitness acct.(Pay only 20%=Rm31 rather than RM155)
- no entertainment expenditure
3)TRY TO DO PART TIME JOB, FIND NEW JOB THAT OFFER HIGHER SALARY OR ANYTHING OR EVERYTHING TO GAIN EXTRA CASH TO COPE WITH CURRENT INFLATION RATE!!





Bile nak kawen??aderh~~